LIT’s 2024 UPDATE
As LIT’s investigative reporting confirms, the Bandit Texas Lawyer Clay “Untouchable” Vilt and Justina de Pasquale’s $10 Title Deed Fraudulent Conveyances are part of the SDTX federal judiciary’s Operation Cleanup of “Actual Fraud”, which continues into 2024.
May 22, 2024
“Because we must give the phrase “actual fraud” in § 523(a)(2)(A) the meaning it has long held, we interpret “actual fraud” to encompass fraudulent conveyance schemes, even when those schemes do not involve a false representation. We therefore reverse the judgment of the Fifth Circuit and remand the case for further proceedings consistent with this opinion.” – Supreme Court
LIT COMMENTARY & UPDATE
May 22, 2024
It’s interesting to note a recurring theme: that the distressed homeowner(s) who deal with Vilt/Pasquale/Forsythe are still in their homes despite their mortgage delinquencies and non judicial foreclosure notices.
Sandy Forsythe’s put a lien on Urbach’s property for $1,750 in legal fees re the $10 title deed fraudulent conveyance!
Compare: Lawyer Clay Vilt who is still stealin’ homes for $10 via fraudulent deeds v. Dallas, Texas based Pastor Whitney Foster who received a 35-year jail sentence for exactly the same scheme: https://t.co/Luz6wAwUvS
— lawsinusa (@lawsinusa) May 22, 2024
202312703 –
URBACH, SANDI vs. CARRINGTON MORTGAGE SERVICES, LLC
Harris County District Court Filing by Vilt in 2023 to stop non judicial foreclosure sale by auction.
202225232
URBACH, SANDI vs. CARRINGTON MORTGAGE SERVICES LLC
APR 27, 2022 | REPUBLISHED BY LIT: MAY 8, 2022
Despite all the swirling criminality surrounding Texas Lawyer Clay Vilt, the judiciary is circling the wagons to protect their own and allowing despicable acts to continue.
In this case, however, we’re sure homeowner Sandi Urbach has read our articles and negotiated for a dismissal without prejudice to refiling or Vilt would be facing either a formal complaint at the State Bar of Texas or a lawsuit.
Or, even more likely, the proposal was agreed during the chambers meeting between the lawyers, in order to minimize any potential resistance from Urbach. And what has been agreed outwith the order regarding Urbach’s homestead, we’ll just keep a sly eye on the property and court dockets over the coming months.
On July 26, Vilt filed the proposed dismissal WITHOUT PREJUDICE, and on July 28, Judge Carter obliged.
What’s even more ridiculous is when you read his Notice of Non-Suit, which states that defendants did not appear (Carrington) but on the next line states that the parties have resolved the matter amongst themselves.
He then goes on to copy the filing to two Bradley lawyers. It is clear that they were told to stand down in this very “difficult case” for the judiciary, both state and federal.
Yup, it’s hard to cover up a long-term fraud, but even the judiciary can be indicted, we’ve seen it before.
UPDATE: JUN 23, 2022
No movement since Judge Carter’s Order to Show Cause re May 12 filing by Vilt requesting extension to TRO. Judge Carter wants to know why it should not be converted to permanent injunction. No filing has been made to date in response by Vilt for his client.
If Vilt and Associates wish to rebut LIT’s claim, we’ll be delighted to receive a list of foreclosure cases where the homeowner defeated wrongful foreclosure and obtained quiet title to their property.
This is a Harris County Lawsuit. Bookmark for removal updates.
Carrington Mortgage Services launches non-QM loan processing service
It aims to help brokers in processing more complex and time-sensitive loans
FEB 9, 2022 | REPUBLISHED BY LIT: MAY 8, 2022
Non-bank lender Carrington Mortgage Services (CMS) has announced the launch of ProcessIQ, a new service that makes it easier for brokers to process non-QM loans in their pipelines.
According to CMS, ProcessIQ gives approved wholesale brokers the option of having Carrington process the loan as part of its underwriting. The service is tailored for brokers that do not have the capacity or resources to process more complicated and time-intensive loans such as non-QM, full doc FHA, VA, and USDA. Once the loan is submitted, the Carrington ProcessIQ team will handle all logistics and work directly with the borrower, while the broker’s loan officers manage other licensable activities.
“ProcessIQ is designed to meet the needs of brokers who don’t have the time or resources to provide loans to more credit-challenged borrowers whose files tend to be more complex,” said Bruce Rose, CEO and founder of The Carrington Companies. “Regardless of their credit situation, those borrowers deserve an opportunity to qualify for a loan and take advantage of our current rates.”
Carrington charges an additional $200 for the service on top of its underwriting fee, which the company said can be “bought out and moved into pricing” instead of being charged directly to borrowers. Carrington compares its rate to other third-party processing fees averaging more than $800 per loan file.
The roll-out of ProcessIQ is the latest addition to the company’s diverse product offerings, including conventional loans and its proprietary non-QM Prime Advantage, Flexible Advantage, and Investor Advantage products designed for non-traditional borrowers.
“When a broker pairs the services offered by ProcessIQ with Carrington’s competitive rates, as well as our superior expertise in such areas as manual and non-QM underwriting, they will be able to deliver a decisive benefit to underserved borrowers,” said Rose.
Vilt’s Scandalous Journey: From the Great Recession Fee Fraud to Distressed Homeowner Scams
Unraveling lawyer Clay Vilt’s unlawful referral fee, foreclosure defense scams and the terrifying support from state and federal authorities.
Three-time Divorced Veteran Stephen Dunn’s Ten Buck Fraudulent Conveyance by Vilt and Associates
Why Are Vilt and His Associates Receiving Assistance from the U.S. Government Given the Number of Similar Cases Surrounding Their Actions?
US Gov. Cleanup Continues as Justina DePasquale Leaves a Heavy Footprint of Fraudulent Conveyances
The U.S. government appears to allow unscrupulous bad actors to flip properties rather than returning them to the original homeowners.
Case Summary
On 01/07/2021 Lvnv Funding Llc filed a Contract – Debt Collection lawsuit against Sandra Urbach. This case was filed in Harris County Justice Courts, Harris County Justice Of The Peace For Precinct 4, Place 2 located in Harris, Texas. The case status is Pending – Other Pending.
