HOA’s are Foreclosing Homes With Median Value of $270k in Harris County Courts for $1K Debt

How is it HOA’s Have Become So Powerful?

You can thank Texas for allowing theft of homes, auctioned for cents on the dollar

AUG 6, 2022

Read our article on EquityExperts.Org and How this Cottage Industry of HOA Debt Collection Blew Up into a Multi Billion Dollar Industry because the laws do not protect the homeowners, as they should.

How much Debt is allegedly Owed by these Homeowners?

Our random sampling of the 20 cases filing show it’s around $1,309.85 when you deduct all the HOA late fees, interest and attorney fees. In perspective, $1k debt can get your home taken away by a Home Owners Association in Texas. And how many of these HOA’s are affiliated with Equity Experts? There is no disclosure by any law firms filing as the statements they provide are typed up and not ‘actual’ statements of account. A red flag.

INWOOD NORTHWEST NEIGHBORHOOD ASSOCIATION INC vs. MORALES, FRANCISCO

$3,418.51  – the actual amount owed as far as assessment fees is $2,092.00. The rest of the debt claimed, amounting to $1,326.51, is HOA interest and late charges. However, there’s a big disclaimer about attorney fees and more, asking the court to call for “total amount due”.

Property at Risk: 6903 Cheshire Park Rd, Houston, TX 77088 (Value: $232,500)

SETTLERS VILLAGE COMMUNITY IMPROVEMENT ASSOCIATION vs. LONG, LOUN

Doesn’t even attach any evidence with petition or amended petition. Nor is there an affidavit.

Property at Risk: 21030 Southern Colony Ct, Katy, TX 77449 (Value: $272,500)

BRENWOOD PARK CIVIC IMPROVEMENT ASSOCIATION INC vs. HERNANDEZ, CHRISTIAN R

$1,647.84 – the actual amount owed as far as assessment fees is $540.00. The majority of the debt claimed, amounting to $1,107.84, is attorney fees and HOA interest and late charges. The submission for debt incurred is typed up, there is no original statements, and there is no affidavit.

Property at Risk: 6219 Newbury Dr, Katy, TX 77449 (Value: $350,500)

HIGHLANDS (GARTH) RANCH HOMEOWNER ASSOCIATION INC vs. RODRIGUEZ, LUIS ALBERTO

$2,229.66 – the actual amount owed as far as assessment fees is $966.90. The majority of the debt claimed, amounting to $1,262.76, is attorney fees and hoa interest and late charges. The submission for debt incurred is typed up, there is no original statements, and there is no affidavit.

Property at risk: 5238 Espuela Ln, Baytown, TX 77521 (Value: $260,500)

VILLAGES OF PHEASANT RUN HOMEOWNERS ASSOCIATION INC vs. NWAWUEZE, BERNICE

$3,884.38 – the actual amount owed as far as assessment fees is $1,640.48. The majority of the debt claimed, amounting to $2,243.90, is attorney fees and HOA interest and late charges. The submission for debt incurred is typed up, there is no original statements, and there is no affidavit.

Property at risk: 13510 Gaby Virbo Dr, Houston, TX 77083 (Value: $242,600)

SETTLERS VILLAGE COMMUNITY IMPROVEMENT ASSOCIATION vs. BYFORD, NICHOLAS L

Doesn’t even attach any evidence with petition nor affidavit.

Property at risk: 21135 Stoney Haven Dr, Katy, TX 77449 (Value: $327,900)

NORTH VIEW HOMEOWNERS ASSOCIATION, INC. vs. BALBUENA, ALEJANDRO

Doesn’t even attach any evidence with petition nor affidavit.

Property at risk: 16419 N Mist Dr, Houston, TX 77073 (Value $209,600)

What every citizen needs to know when defending abusive legal debt collectors. The video below is from Tennessee, but the tips provided to help you when defending debt collection lawsuits – well – it’s pretty much a mirror image of Texas laws and FDCPA.

And based on the HOA law firm filings, there’s a lot you can do to stop wrongful HOA foreclosures.