Federal Judges

A Broken Settlement, Deutsche Bank’s Foreclosure Failures Documented Over 16 Years in Courts in Texas

Mayberry has kept her feet firmly planted in state court. Mackie Wolf switched up the game. However, Karen Mayberry had a trick of her own.

LIT COMMENTARY

JAN 25, 2022

Karen Mayberry’s approach to her Indymac mortgage is to let straw man Deutsche Bank and it’s foreclosure mills pursue her. She’s repelled them in state court at least 6 times, over 12 years. So the Wolves at Mackie Wolf (foreclosure mill lawyers in Texas) switched to Federal Court. However, Mayberry defeated them again – by reaching a “settlement” and then sayin’ no – change of plans – and doin’ a Deutsche Bank (they reneged on a $7.2B settlement for homeowners as agreed in a consent order with the Justice Dept. That’s right, they stiffed the US Government with their blessings).

Below we’ve itemized Mayberry’s cases. It would appear you cannot be labeled a vexatious litigant when you’ve got a lawyer and been in court for over 16 years fighting foreclosure. The game plan here appears to be, let the lenders attack first and they can’t stop your constitutional right to be heard in court if you’re payin’ dues to the legal community by retaining expensive lawyers – who never win any foreclosure cases in Texas because of public corruption on the part of the judiciary.

What do y’all think? Leave your thoughts and comments below, email us, or stalk us on social media.

Deutsche Bank National Trust Company, as Trustee v. Mayberry

(4:17-cv-02450)

District Court, S.D. Texas

JAN 4, 2019 | REPUBLISHED BY LIT: JAN 25, 2022

PLAINTIFF’S ORIGINAL COMPLAINT

Plaintiff Deutsche Bank National Trust Company, as Trustee for Home Equity Mortgage Loan Asset-Backed Trust, Series INABS 2005-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2005-B (“Plaintiff” or “Deutsche Bank”) files this its Original Complaint complaining of Defendant Karen Burney Mayberry, and respectfully shows the Court as follows:

I. PARTIES

1. Plaintiff Deutsche Bank is the trustee of a trust. When determining the citizenship of the real parties in interest for purposes of diversity jurisdiction, it is the citizenship of the trustee which controls, not the citizenship of the beneficiaries of the trust.

Navarro Sav. Assoc. v. Lee, 446 U.S. 458, 464-66 (1980); Manufacturers and Traders Trust Co. v. HSBC Bank USA, N.A., 564 F.Supp.2d 261, 263 (S.D.N.Y. 2008).

Deutsche Bank is a national banking association which is chartered and has its main office in California.

In Wachovia Bank, N.A. v. Schmidt, 546 U.S. 303 (2006), the Supreme Court held that a national bank is a citizen of the state where its main office, as designated in its articles of association, is located.

Wachovia Bank, N.A. 546 U.S. at 307; see 28 U.S.C. § 1348 (2006).

Therefore, Plaintiff Deutsche Bank is a citizen of California for purposes of diversity jurisdiction.

2. Defendant Karen Burney Mayberry is a resident and citizen of Texas, who may be served with process at 3839 North MacGregor Way, Houston, Texas 77004; or such other place as she may be found. Summons is requested.

II. JURISDICTION AND VENUE

3. This Court has jurisdiction over this dispute under 28 U.S.C. Section 1332 because there is complete diversity between Deutsche Bank and Karen Burney Mayberry and the amount in controversy exceeds $75,000.00.

Due to Karen Burney Mayberry’s conduct, as alleged herein, Deutsche Bank has the right to foreclose upon real property which secures a debt pursuant to a security instrument. When seeking foreclosure pursuant to a lien securing the repayment of a debt, the outstanding amount owed on the debt is the amount in controversy. Farmers Bank of Alexandria v. Hooff, 32 U.S. 168, 170 (U.S. 1833).

The total debt owed as of August 7, 2017, is $234,775.71

4. Additionally, attorney’s fees are included in the amount in controversy. See Graham v. Henegar, 640 F.2d 732, 736 (5th Cir. 1981).

Plaintiff estimates that, due to the contested nature of this dispute and Karen Burney Mayberry’s opposition to Plaintiff’s prior attempt to enforce its interest through foreclosure, attorney’s fees will be in excess of $20,000.00 through trial.

Accordingly, the amount in controversy is well in excess of $75,000.00.

5. Venue is proper in the Southern District of Texas, Houston Division, under 28

U.S.C. Section 1391(a)(2) because a substantial part of the events and omissions that give rise to the controversy occurred in this Division and District. Deutsche Bank, or its predecessors in interest, and Karen Burney Mayberry entered into contracts in this Division and District, and the Property is located in Harris County, which is within this Division and District.

SIX STATE COURT CASES, NOW ONE FEDERAL COURT CASE IS LUCKY No. 7.

III. FACTS

6. On or about April 22, 2005, Defendant Karen Burney Mayberry executed a Texas Home Equity Fixed/Adjustable Rate Note (“Note”) in the principal amount of $100,000 in favor of IndyMac Bank, F.S.B.

Concurrently with the execution of the Note, Karen Burney Mayberry executed a Texas Home Equity Security Instrument (“Security Instrument” and together with the Note, the “Loan Agreement”), as grantor, granting Mortgage Electronic Registration Systems, Inc. (“MERS”) a security interest in certain real property and improvements located in Harris County and commonly known as 3839 North MacGregor Way, Houston, Texas 77004 (“Property”) and more particularly described as found in the Exhibit B metes and bounds legal description attached to the Security Instrument, which is recorded as Document Number Y464283 in the real property records of Harris County, Texas.

True and correct copies of the Note and Security Instrument are attached hereto as Exhibits A and B, respectively.

7. Deutsche Bank is the current legal owner and holder of the Note, endorsed in blank, and mortgagee of the Security Instrument pursuant to a series of assignments recorded in the official public records of Harris County, Texas. True and correct copies of the assignments are attached hereto as Exhibit C.

8. Under the terms of the Note and Security Instrument, Karen Burney Mayberry was required to pay, when due, the principal and interest on the debt evidenced by the Note, as well as any applicable charges and fees due under the Note.

9. The Loan Agreement further provides that should Karen Burney Mayberry fail to make payments on the Note as they became due and payable, or fail to comply with any or all of the covenants and conditions of the Security Instrument, then the lender may enforce the Security Instrument selling the Property pursuant to applicable law and in accordance with the provisions set out in the Loan Agreement.

Karen Burney Mayberry has failed to make her payments under the terms of the Loan Agreement. The loan is due for the November 1, 2015, monthly payment and all subsequent payments.

10. On April 12, 2016, Deutsche Bank’s mortgage servicer, Specialized Loan Servicing, LLC, mailed a notice of default and intent to accelerate to Karen Burney Mayberry by certified mail to her last known mailing address at the time.

A true and correct copy of this notice is attached hereto as Exhibit D. Karen Burney Mayberry did not cure the default and on May 31, 2016, the law firm of McCarthy Holthus-Texas, LLP mailed a notice of acceleration to Karen Burney Mayberry by certified mail to her last known mailing address at the time.

A true and correct copy of this notice is attached hereto as Exhibit E.

11. On January 27, 2017, Deutsche Bank filed an application to foreclose under Texas Rule of Civil Procedure 736 as Cause No. 2017-05678 in the 270th Judicial District Court of Harris County, Texas (“Rule 736 Proceeding”).

As of the date of the filing of that action, the total amount due on the debt was $224,436.87. On March 14, 2017, Karen Burney Mayberry filed her Original Answer contesting Deutsche Bank’s right to foreclose.

In light of the Karen Burney Mayberry’s right to file a separate suit to stay and vacate any final order allowing foreclosure in the Rule 736 Proceeding, Deutsche Bank is electing to dismiss the Rule 736 Proceeding and file this suit.

IV. CAUSE OF ACTION—FORECLOSURE PURSUANT TO TEXAS PROPERTY CODE SECTION 51.002

12. The foregoing paragraphs are incorporated by reference for all purposes.

13. Deutsche Bank asserts a cause of action for foreclosure against Karen Burney Mayberry.

Deutsche Bank, as the current legal owner and holder of the Note and the mortgagee, has the right to enforce the Note and Security Instrument.

Deutsche Bank has fully performed its obligations under the Loan Agreement; however, Karen Burney Mayberry did not comply with the Loan Agreement by failing to substantially perform material obligations required under its terms (principally, the payment of amounts due under the contract, among others).

14. Deutsche Bank seeks a judgment allowing it to foreclose on the Property in accordance with the Security Instrument and Texas Property Code section 51.002.

15. Deutsche Bank has been forced to hire the undersigned attorneys to seek an order allowing foreclosure as a result of Karen Burney Mayberry’s failure to comply with the Loan Agreement.

Deutsche Bank is therefore entitled to and seeks judgment against Karen Burney Mayberry for its reasonable attorneys’ fees in this action, both through trial and in the event of a subsequent appeal, as provided by the Security Instrument signed by Karen Burney Mayberry. Deutsche Bank seeks an award of attorneys’ fees as a further obligation on the Note and not as a money judgment against Karen Burney Mayberry personally.

16. All conditions precedent have been performed or have occurred.

PRAYER

For these reasons, Plaintiff Deutsche Bank National Trust Company, as Trustee for Home Equity Mortgage Loan Asset-Backed Trust, Series INABS 2005-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2005-B requests that Defendant Karen Burney Mayberry be summoned to appear and answer, and that, upon final hearing, it have and recover a judgment against him allowing it to proceed with foreclosure in accordance with the Security Instrument and Texas Property Code section 51.002.

Deutsche Bank further requests its interest and attorneys’ fees, all costs of suit and such other and further relief to which it may be entitled.

Respectfully submitted,
By: /s/ Mark D. Cronenwett

MARK D. CRONENWETT
Texas Bar No. 00787303
mcronenwett@mwzmlaw.com

SUSAN R. FUERTES
Texas Bar No. 00790895
sfuertes@mwzmlaw.com

MACKIE WOLF ZIENTZ & MANN, P. C.
14160 North Dallas Parkway,
Suite 900, Dallas, TX 75254
Telephone: (214) 635-2650
Direct: (713) 730-3212
Facsimile: (214) 635-2686

Attorneys for Plaintiff Deutsche Bank National Trust Company, as Trustee for Home Equity Mortgage Loan Asset-Backed Trust, Series INABS 2005-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2005-B

UH employee charged with tampering with government record

Investigators said she was caught after submitting a false expense report with doctored receipts

AUG 26, 2013 | REPUBLISHED BY LIT: JAN 25, 2022

OH DEAR, MUGSHOT

Is this the same Karen? Appears so, at first blush. Let us know in the comments below.

HOUSTON – A University of Houston employee has been charged with tampering with a government record.

Investigators said Karen Mayberry, a secretary in the Math Department, submitted bogus expense reports.

Certain employees at the university are allowed to make purchases using procurement cards, but the school said Mayberry used her card for purchases such as groceries, airfare and rental cars.

Investigators said she was caught after submitting a false expense report with doctored receipts.

Deutsche Bank National Trust Company, as Trustee v. Mayberry

(4:17-cv-02450)

District Court, S.D. Texas

JAN 4, 2019 | REPUBLISHED BY LIT: JAN 25, 2022

MAYBERRY's STILL LIVIN' IN HER HOME IN '22

NOTICE CONCERNING AGREED JUDGMENT OF PLAINTIFF AND DEFENDANT KAREN BURNEY MAYBERRY

Plaintiff the Deutsche Bank National Trust Company, as Trustee for Home Equity Mortgage Loan Asset-Backed Trust, Series INABS 2005-B, Home Equity Mortgage Loan Asset- Backed Certificates, Series INABS 2005-B (“Deutsche Bank” or “Plaintiff”) hereby notifies the Court as follows:

Plaintiff previously notified the Court that Mayberry had indorsed and mailed to Plaintiff’s counsel two Insurance Checks that she claims are all of the checks issued in connection with and relating to the property commonly known as 3839 North Macgregor Way, Houston, Texas 77004.

[ECF No. 20.]

Since that time, however, a stop-payment was issued on the above-referenced insurance checks.

Respectfully submitted,

By: /s/ Philip W. Danaher                    

MARK D. CRONENWETT
Texas Bar No. 00787303
Southern District Bar No. 21340
mcronenwett@mwzmlaw.com

PHILIP W. DANAHER
Texas Bar No. 24078395
Southern District Bar No. 2023903
pdanaher@mwzmlaw.com

MACKIE WOLF ZIENTZ & MANN, P. C.
14160 North Dallas Parkway, Suite 900
Dallas, TX 75254
Telephone: (214) 635-2650
Direct: (713) 730-3212
Facsimile: (214) 635-2686

ATTORNEYS FOR PLAINTIFF

 

CERTIFICATE OF SERVICE

I hereby certify that on the 19th day of February, 2019, a true and correct copy of the foregoing was served via ECF service on the following counsel:

Allen Halbrook Sneed, Vine & Perry
900 Congress Avenue, Suite 300
Austin, Texas 78701
512-476-6955
512-476-1825 (Fax)

  /s/ Philip W. Danaher

PHILIP W. DANAHER

Rosalie Conner Lives On, As Her Estate Files Against PHH Mortgage Corporation

Dissatisfied with local counsel, PHH Mortgage have retained Bradley, who are flyin’ in foreclosure lawyer Graham Gerhardt from Alabama.

The Wolves of Texas and That Russian-German Bank v the Non-Prisoners, Esta and Lawrence Lippman

Defendants failed to pay the amounts owed on the Loan Agreement, and on April 20, 2020 sent a notice of default.

Gloria Castrellon Returns as Non-Prisoner, Pro Se to Ward Off Deutsche Bank, et al

Gloria Castrellon now Gloria Chapa is removed to federal court by Lawyers for DBNTCO, PHH n MERS, Locke Lord LLP, a foreclosure mill in Texas.

U.S. District Court
SOUTHERN DISTRICT OF TEXAS (Houston)
CIVIL DOCKET FOR CASE #: 4:17-cv-02450

Deutsche Bank National Trust Company, as Trustee v. Mayberry
Assigned to: Judge Alfred H Bennett
Cause: 28:1332 Diversity-Breach of Contract
Date Filed: 08/10/2017
Date Terminated: 01/04/2019
Jury Demand: None
Nature of Suit: 220 Real Property: Foreclosure
Jurisdiction: Diversity

 

Date Filed # Docket Text
01/17/2019 20 NOTICE of Compliance with Agreed Judgment of Plaintiff and Defendant Karen Burney Mayberry by Deutsche Bank National Trust Company, as Trustee, filed. (Danaher, Philip) (Entered: 01/17/2019)
02/19/2019 21 NOTICE Concerning Agreed Judgment of Plaintiff and Defendant Karen Burney Mayberry by Deutsche Bank National Trust Company, as Trustee, filed. (Danaher, Philip) (Entered: 02/19/2019)
A Broken Settlement, Deutsche Bank’s Foreclosure Failures Documented Over 16 Years in Courts in Texas
Click to comment

Leave a Reply

Your email address will not be published.

Laws In Texas is a blog about the Financial Crisis and how the banks and government are colluding against the citizens and homeowners of the State of Texas and relying on a system of #FakeDocs and post-crisis legal precedents, specially created by the Court of Appeals for the Fifth Circuit to foreclose on homeowners around this great State. We are not lawyers. We do not offer legal advice. We are citizens of the State of Texas who have spent a decade in the court system in Texas and have been party to during this period to the good, the bad and the very ugly.

Donate to LawsInTexas. Make a Difference.

Subscribe to Our Newsletter

We keep your data private and share your data only with third parties that make this service possible. See our Privacy Policy for more information.

© 2020-21 LawInTexas com is an online trading name which is wholly owned by Blogger Inc., a nonprofit 501(c)(3) registered in Delaware. | All Rights Reserved.

To Top