LIT COMMENTARY & UPDATE
Dear [Editor/Reporter],
This is a story that demands immediate attention—and I have the proof.
I paid cash for my Texas homestead—no mortgage, no loan—yet my identity was stolen and used to create fraudulent mortgage documents. A judge, despite clear evidence that the documents were fake, allowed the foreclosure to proceed. Armed constables and sheriffs then forcibly evicted me from my home.
I filmed the illegal seizure live as it happened. The video shows armed officers removing me from my home based on fraudulent documents that the court knowingly accepted. When I asked the officers direct questions about the legal authority for the eviction, they all refused to answer.
When I fought back, the courts dismissed my case as “frivolous” and even threatened me with sanctions for daring to expose the truth. The justice system has turned a blind eye to blatant fraud and judicial misconduct, leaving me homeless and without recourse.
This isn’t just my story—it’s a chilling warning about how easily property rights can be stripped away through corruption and legal failures. If it happened to me, it could happen to anyone. This injustice must be exposed.
The truth must be exposed. All of our rights are at risk if this behavior by the oath takers continues unchecked. The very people sworn to uphold the law are now complicit in its violation.
This is an opportunity to be the first and boldest news outlet to uncover one of the most shocking violations of property rights and constitutional law in recent history. Exposing this story could spark national attention and force accountability. The evidence is undeniable—I have the video to prove it.
Please be the help that so many homeowners deserve by exposing the corruption that is stealing the American dream. You or someone you know might be next.
I’ve attached a press release with more details. Please consider covering this story—I am available anytime for questions or further information.
Thank you for your time and consideration.
Best regards,
Susan Boyer
jayandsue@y ahoo.com | (325) 642-9058
FOR IMMEDIATE RELEASE Texas Homeowner Fights Fraudulent Foreclosure and Identity Theft in Unprecedented Legal Battle
[Brownwood/Bangs Texas] – [3/14/2025] – A Texas homeowner is speaking out after falling victim to a fraudulent foreclosure scheme involving identity theft and fabricated legal documents.
Despite presenting evidence of fraud, a civil court judge refused to acknowledge the violations, allowing an unregistered financial institution to seize the homeowner’s property in direct contradiction to Texas homestead laws.
The homeowner, Mrs. Boyer asserts that Springleaf Financial manufactured fraudulent documents to claim ownership of a fully paid-off homestead. This fraudulent foreclosure was further enabled by identity theft, raising concerns about the security of property records and the vulnerability of homeowners across the state.
Under Texas law, homesteads are afforded some of the strongest protections in the country, barring foreclosure except under specific circumstances such as unpaid taxes, mortgage defaults, or court-ordered judgments.
However, this case highlights a loophole being exploited by financial institutions and legal authorities who fail to thoroughly investigate fraudulent claims.
“This is a clear case of fraud, and yet the court refused to even consider the overwhelming evidence,” said Mrs. Boyer. “If this can happen to me, it can happen to anyone. It’s terrifying to know that criminals can steal a home through fraudulent filings, and the system won’t protect you.”
Legal experts warn that identity theft in real estate transactions is on the rise, with criminals using forged documents to fraudulently transfer property titles.
Once a fraudulent foreclosure is granted, victims face a lengthy and costly legal battle to reclaim their homes. This is a blatant failure of the American justice system—victims should not bear any financial burden to correct fraudulent paperwork or pursue legal action against the perpetrators.
Further compounding the injustice, the same Brownwood courts that allowed this fraudulent foreclosure to occur have refused to correct the record, even after the court lost jurisdiction in March 2020.
Despite this, the homeowners were forcibly evicted in February 2022, underscoring the failures of the judicial system to rectify known legal errors.
Additionally, the judge in the eviction action refused to follow written laws in Texas Property Code § 510.8, which mandates legal timelines for eviction proceedings, further violating the homeowner’s rights.
Moreover, all orders of the foreclosure court were void after Mrs. Boyer legally challenged jurisdiction, and this challenge went unrebutted, making any subsequent actions, including the eviction, unlawful.
The Boyers never filled out an application for any loan with the company.
There are no original signatures on any documents, and when the Boyers investigated the notary on the document by filing on her bond, they discovered that she had lied to the Secretary of State and was not bonded by the agency she listed.
Additionally, court records contain documents from companies that did not even exist in 2006, the year they falsely claimed the loan originated.
The Boyers are now in receipt of yet another company in Utah stating the loan still exists, with numerous correspondences sent to them from after the illegal seizure in 2022 through January 2025.
This ongoing fraudulent claim further highlights the dangers of unchecked foreclosure fraud and the systemic failure to protect homeowners from predatory financial institutions.
Springleaf Financial and their unregistered debt collection attorneys from Dallas also manufactured Brown County CAD records to remove the Boyers’ other property, further compounding the fraudulent nature of their actions.
This manipulation of official records demonstrates the lengths to which financial institutions and their legal representatives will go to unlawfully seize property from rightful owners.
The homeowner has legally presented numerous affidavits supporting their case, yet government agencies including the Consumer Financial Protection Bureau (CFPB), the Texas Attorney General, the Federal Trade Commission (FTC), the Federal Bureau of Investigation (FBI), and Brownwood local law enforcement have failed to take action.
Despite clear evidence of identity theft and fraud, Brownwood law enforcement has refused to file a report, leaving the homeowner without recourse and emboldening financial institutions to continue these fraudulent practices unchecked.
The treatment that the Boyers have endured by the very entities that took oaths to protect them is not only unconstitutional but a blatant abuse of the justice system.
The failure of the courts and law enforcement to uphold the law has left the Boyers vulnerable to further harm, highlighting systemic corruption and negligence within the legal system.
It is absolutely unconstitutional that this conduct is allowed to continue against the Boyers or any other family facing the same abhorrent violation of rights.
To add insult to injury, because Mrs. Boyer refused to stand by and allow this criminal behavior, the court staff began referring to her as “the crazy lady from Bangs.”
This treatment is absolutely despicable and serves as further evidence of the blatant disregard for justice and human dignity in this case.
The Boyers have been forced to fight this battle Pro Se, as no attorneys were willing to help, and that alone speaks volumes about how unjust our justice system has become.
Judges who use the judiciary to deprive citizens of their rights should be investigated, as this behavior is inexcusable and criminal.
The homeowner is now seeking national media attention to expose the case and advocate for policy reforms that will prevent similar injustices. Calls for judicial accountability and increased oversight in foreclosure proceedings are growing, as more homeowners across Texas report similar incidents of fraud.
Consumer protection advocates urge affected homeowners to take immediate action by monitoring their property records, securing legal representation, and pushing for legislative changes that would make it harder for fraudulent foreclosures to occur.
Whilst reviewing the back-story to this latest Fifth Circuit attack on homeowners’ constitutional rights, PACER was unavailable, so we assume its under maintenance and will leave our commentary until such times as we can access the past case histories.
What we do know is that OneMain is a debt buyer;
“Thereafter, Plaintiff (SPS) alleges a Corporate Assignment of Deed of Trust was recorded in the Real Property Records of Dallas County, which assigned the Loan Agreement from American to OneMain Financial Group, LLC (OneMain).
(Doc. 1 at 4-5). Plaintiff alleges
(i) OneMain is the current legal owner and holder of the Note
and
(ii) Plaintiff is the current servicer of the Loan Agreement on behalf of OneMain.
(Doc 1 at 4-5).
Plaintiff alleges Decedent failed to make payments on the Note and otherwise failed to comply with the Security Instrument.
Select Portfolio Servicing, Inc. v. Knowles, Civil Action 3:22-CV-00101-E, at *2 (N.D. Tex. Feb. 24, 2023)
THE LARGEST RICO ENTERPRISE IN AMERICAN HISTORY
We’ve spotted a pack of wolves in Texas who can steal without recourse in Federal Courts. They are the debt collecting law firm known as Mackie Wolf Zientz and Mann PC.
They should be in jail, not in Catholic Churches @Pontifex pic.twitter.com/tJIPA4uwhQ
— lawsinusa (@lawsinusa) May 6, 2024
No. 24-10456
United States Court of Appeals Fifth Circuit
October 25, 2024
OneMain Financial Services, Incorporated; OneMain Financial Group, L.L.C.,
versus
Harold Boyer; Susan Boyer,
Appeal from the United States District Court for the Northern District of Texas
USDC No. 6:23-CV-22
Before Jones, Duncan, and Douglas, Circuit Judges. Per Curiam:*
Harold and Susan Boyer, move pro se for leave to proceed in forma pauperis (IFP) in this appeal of the district court’s denial of the Boyers’ motions for summary judgment and request for injunctive relief, and the court’s grant of a permanent injunction and summary judgment in favor of OneMain Financial Services, Inc., and OneMain Financial Group, L.L.C.
* This opinion is not designated for publication. See 5th Cir. R. 47.5.
(together, OneMain).
In denying relief to the Boyers and granting relief to OneMain, the district court found, inter alia, that
(1) OneMain had satisfied the criteria for issuance of a permanent injunction;
(2) OneMain was the owner of the property located at 906 S. Fourth Street, Bangs, Texas 76823 (the Property);
(3) the Boyers’ claims were barred by res judicata and the Rooker-Feldman doctrine;
and
(4) the Boyers were liable to OneMain for trespass, unjust enrichment, and civil conspiracy, and Susan Boyer was liable for recording a fraudulent lien and for theft.
In their brief, the Boyers contend that they are the true owners of the Property and that OneMain’s interest in the Property was procured by fraud.
However, the district court did not undertake an independent evaluation of the parties’ respective interests in the Property but rather found that the issue of ownership was res judicata because it had been fully and finally litigated in a prior federal lawsuit.
See Bradley v. Armstrong Rubber Co., 130 F.3d 168, 179 (5th Cir. 1997).
Moreover, the court found that it lacked jurisdiction under the Rooker-Feldman doctrine because the Boyers’ claims to the Property challenged the judgment and orders entered in a state court foreclosure proceeding and therefore constituted an impermissible collateral attack on a state court judgment.
See Exxon Mobil Corp. v. Saudi Basic Indus., 544 U.S. 280, 284, 291–92 (2005).
The Boyers further argue that the district court erred in granting relief to OneMain because it failed to offer any fact witnesses in support of its claims.
However, there is nothing in Federal Rule of Civil Procedure 56 that makes fact witnesses a prerequisite to a grant of summary judgment.
See Fed. R. Civ. P. 56.
OneMain’s summary judgment motion was well supported by the declaration of Sherry Benight, which was accompanied by true and correct certified copies of the documents recorded in the local real estate records and the pleadings and orders filed in the prior federal lawsuit and the state foreclosure proceeding, all of which supported the district court’s disposition of this case.
The Boyers otherwise fail to meaningfully address the district court’s reasons for its denial of relief to them and its grant of relief to OneMain. Pro se briefs are afforded liberal construction.
See Yohey v. Collins, 985 F.2d 222, 225 (5th Cir. 1993).
Nevertheless, when an appellant—including one who proceeds pro se—fails to identify error in the district court’s analysis, it is the same as if the appellant had not appealed the decision.
Brinkmann v. Dallas Cnty. Deputy Sheriff Abner, 813 F.2d 744, 748 (5th Cir. 1987).
Because, other than as discussed above, the Boyers have failed to meaningfully challenge the factual and legal aspects of the district court’s disposition of this case, they have abandoned the critical issue of their appeal.
See id.
Thus, the appeal lacks arguable merit.
See Howard v. King, 707 F.2d 215, 220 (5th Cir. 1983).
Accordingly, the motion for leave to proceed IFP is DENIED, and the appeal is DISMISSED as frivolous.
See Carson v. Polley, 689 F.2d 562, 586 (5th Cir. 1982); 5th Cir. R. 42.2.
The Boyers are WARNED that filing further frivolous appeals may subject them to sanctions, including monetary sanctions and restrictions on access to federal courts.
See Fed. R. App. P. 38; Clark v. Green, 814 F.2d 221, 223 (5th Cir. 1987).
JUDICIAL OCHLOCRACY
Erie Guesses by The Fifth Circuit Were Adopted to Steal Homes from Citizens After 2008, Resulting in the Greatest Theft of Residential Homestead in American History. Notably, 5th Cir. is the Most Overturned Circuit Court by US Supreme Court in Recent Times. pic.twitter.com/BwLTOGlIZI— lawsinusa (@lawsinusa) July 7, 2024
APR 4, 2023 | REPUBLISHED BY LIT: OCT 26, 2024
OCT 26, 2024
Above is the date LIT Last updated this article.
Analysis to follow once PACER is restored.
ECF/PACER Down or Under Maintenance
OCT 30, 2019 | REPUBLISHED BY LIT: OCT 26, 2024
OCT 26, 2024
Above is the date LIT Last updated this article.
Analysis to follow once PACER is restored.
ECF/PACER Down or Under Maintenance
Next, with an order of non-judicial foreclosure in hand, Shelley Hopkins instructs the Substitute Trustee to foreclose. They start the process, only for Vilt to appear, despite the federal court order, who stops the sale by filing in state court and obtaining an injunction. pic.twitter.com/FLdswWTgWH
— lawsinusa (@lawsinusa) June 29, 2024
Clowning Around: Despite Many Conflicting Opinions, Once More An Erie Guess Becomes Published Work
The timing of the release of this 5th Circuit erie pub. opinion does not go unnoticed, as the federal court in SDTX grapples with Burke.
State Court TRO Specialist James Martzall Ain’t Restrained by a WDTX Federal Pre-Suit Injunction
Martzall can obtain temporary restraining orders (TRO’s) from State Court at will for his home at 16543 Inwood Cove, San Antonio, Texas.
Bank on Judge Higginson: Fifth Circuit Shoot Down Cowboy Rustler’s Late Judicial Recusal Request
LIT disagrees with Judge Stephen Higginson’s footnote argument that it would be deemed harmless that the judge did not disqualify himself.
