Bounty Hunters

Tiny Home and Mortgage: Debt Buyer OneMain Fin. Grp Backed by Homeowner-Hostile Fifth Circuit

This is a 1089 square foot, 1.0 bathroom, single family home. This home is located at 906 S 4th St, Bangs, TX 76823. The value is $46,400.

LIT COMMENTARY & UPDATE

Whilst reviewing the back-story to this latest Fifth Circuit attack on homeowners’ constitutional rights, PACER was unavailable, so we assume its under maintenance and will leave our commentary until such times as we can access the past case histories.

What we do know is that OneMain is a debt buyer;

“Thereafter, Plaintiff (SPS) alleges a Corporate Assignment of Deed of Trust was recorded in the Real Property Records of Dallas County, which assigned the Loan Agreement from American to OneMain Financial Group, LLC (OneMain).

(Doc. 1 at 4-5). Plaintiff alleges

(i) OneMain is the current legal owner and holder of the Note

and

(ii) Plaintiff is the current servicer of the Loan Agreement on behalf of OneMain.

(Doc 1 at 4-5).

Plaintiff alleges Decedent failed to make payments on the Note and otherwise failed to comply with the Security Instrument.

Select Portfolio Servicing, Inc. v. Knowles, Civil Action 3:22-CV-00101-E, at *2 (N.D. Tex. Feb. 24, 2023)

No. 24-10456

United States Court of Appeals Fifth Circuit

October 25, 2024

OneMain Financial Services, Incorporated; OneMain Financial Group, L.L.C.,

versus

Harold Boyer; Susan Boyer,

Appeal from the United States District Court for the Northern District of Texas

USDC No. 6:23-CV-22

Before Jones, Duncan, and Douglas, Circuit Judges. Per Curiam:*

Harold and Susan Boyer, move pro se for leave to proceed in forma pauperis (IFP) in this appeal of the district court’s denial of the Boyers’ motions for summary judgment and request for injunctive relief, and the court’s grant of a permanent injunction and summary judgment in favor of OneMain Financial Services, Inc., and OneMain Financial Group, L.L.C.

* This opinion is not designated for publication. See 5th Cir. R. 47.5.

(together, OneMain).

In denying relief to the Boyers and granting relief to OneMain, the district court found, inter alia, that

(1) OneMain had satisfied the criteria for issuance of a permanent injunction;

(2) OneMain was the owner of the property located at 906 S. Fourth Street, Bangs, Texas 76823 (the Property);

(3) the Boyers’ claims were barred by res judicata and the Rooker-Feldman doctrine;

and

(4) the Boyers were liable to OneMain for trespass, unjust enrichment, and civil conspiracy, and Susan Boyer was liable for recording a fraudulent lien and for theft.

In their brief, the Boyers contend that they are the true owners of the Property and that OneMain’s interest in the Property was procured by fraud.

However, the district court did not undertake an independent evaluation of the parties’ respective interests in the Property but rather found that the issue of ownership was res judicata because it had been fully and finally litigated in a prior federal lawsuit.

See Bradley v. Armstrong Rubber Co., 130 F.3d 168, 179 (5th Cir. 1997).

Moreover, the court found that it lacked jurisdiction under the Rooker-Feldman doctrine because the Boyers’ claims to the Property challenged the judgment and orders entered in a state court foreclosure proceeding and therefore constituted an impermissible collateral attack on a state court judgment.

See Exxon Mobil Corp. v. Saudi Basic Indus., 544 U.S. 280, 284, 291–92 (2005).

The Boyers further argue that the district court erred in granting relief to OneMain because it failed to offer any fact witnesses in support of its claims.

However, there is nothing in Federal Rule of Civil Procedure 56 that makes fact witnesses a prerequisite to a grant of summary judgment.

See Fed. R. Civ. P. 56.

OneMain’s summary judgment motion was well supported by the declaration of Sherry Benight, which was accompanied by true and correct certified copies of the documents recorded in the local real estate records and the pleadings and orders filed in the prior federal lawsuit and the state foreclosure proceeding, all of which supported the district court’s disposition of this case.

The Boyers otherwise fail to meaningfully address the district court’s reasons for its denial of relief to them and its grant of relief to OneMain. Pro se briefs are afforded liberal construction.

See Yohey v. Collins, 985 F.2d 222, 225 (5th Cir. 1993).

Nevertheless, when an appellant—including one who proceeds pro se—fails to identify error in the district court’s analysis, it is the same as if the appellant had not appealed the decision.

Brinkmann v. Dallas Cnty. Deputy Sheriff Abner, 813 F.2d 744, 748 (5th Cir. 1987).

Because, other than as discussed above, the Boyers have failed to meaningfully challenge the factual and legal aspects of the district court’s disposition of this case, they have abandoned the critical issue of their appeal.

See id.

Thus, the appeal lacks arguable merit.

See Howard v. King, 707 F.2d 215, 220 (5th Cir. 1983).

Accordingly, the motion for leave to proceed IFP is DENIED, and the appeal is DISMISSED as frivolous.

See Carson v. Polley, 689 F.2d 562, 586 (5th Cir. 1982); 5th Cir. R. 42.2.

The Boyers are WARNED that filing further frivolous appeals may subject them to sanctions, including monetary sanctions and restrictions on access to federal courts.

See Fed. R. App. P. 38; Clark v. Green, 814 F.2d 221, 223 (5th Cir. 1987).

OneMain Financial Services, Inc. v. Boyer

(6:23-cv-00022)

District Court, N.D. Texas

APR 4, 2023 | REPUBLISHED BY LIT: OCT 26, 2024
OCT 26, 2024

Above is the date LIT Last updated this article.

Analysis to follow once PACER is restored.

ECF/PACER Down or Under Maintenance

Boyer v. Danaher

(6:19-cv-00070)

District Court, N.D. Texas

OCT 30, 2019 | REPUBLISHED BY LIT: OCT 26, 2024
OCT 26, 2024

Above is the date LIT Last updated this article.

Analysis to follow once PACER is restored.

ECF/PACER Down or Under Maintenance

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Tiny Home and Mortgage: Debt Buyer OneMain Fin. Grp Backed by Homeowner-Hostile Fifth Circuit
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