Bank of New York Mellon (BONYM)

The De La Torres 2011 Nonjudicial Foreclosure Spiraled Into Several Lawsuits n’ Parties by 2025

Questionably, why did Bank of New York allow the HOA to foreclose by default for $700 after they foreclosed on the homeowners in 2011?

202509684 –

DE LA TORRE, AURORA RAMIREZ vs. PHH MORTGAGE CORPORATION D/B/A PHH MORTGAGE

(Court 334)

FEB 12, 2025 | REPUBLISHED BY LIT: FEB 13, 2025
FEB 13, 2025

Above is the date LIT Last updated this article.

When taking a first glance at this petition, it really didn’t make a lot of sense, so we took some time to investigate the missing ‘raw data’ and it confirmed our initial thought that there must be a debt being chased and the De La Torres are trying to mitigate that via this lawsuit. That assessment has proven correct. Scroll down for the related cases and summaries that will enlighten y’all.

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201910864 –

PAULSEN, THOR vs. DE LA TORRE, AURORA RAMIRES

 (Court 334)

APR 4, 2011 | REPUBLISHED BY LIT: FEB 13, 2025
FEB 13, 2025

Above is the date LIT Last updated this article.

Realtor Thor Paulsen was the buyer at the HOA Sheriff’s sale and purchased the property for around $29k. It then took 18 months to evict the De La Torres. Thor also sought rent payments for this period at $2500 per month.

Thor K Paulsen, age 80

Beth M Paulsen, age 83

2018 Wild Dunes Cir, Katy, TX, 77450

Ft Bend CAD shows Bettencourt Tax Advisers as Agent

Case (Cause) Number Style File Date Court Case Region Type Of Action / Offense
202311323- 7
Disposed (Final)
HARRIS COUNTY MUNICIPAL UTILITY DISTRICT # 71 vs. FAIRPORT VENTURES LLC 2/21/2023 011 Civil Tax Delinquency
202243225- 7
Disposed (Final)
LANCASTER COMMUNITY ASSOCIATION INC vs.
PAULSEN, THOR K
7/20/2022 270 Civil OTHER CIVIL
201910864- 7
Disposed (Final)
PAULSEN, THOR vs. DE LA TORRE, AURORA RAMIRES 2/12/2019 334 Civil Trespass to Try Title
201910864A- 7
Disposed (Final)
PAULSEN, THOR vs.
DE LA TORRE, TORRES JUAN EDUARDO
2/12/2019 334 Civil SEVERANCE
201262819- 7
Disposed (Final)
WILLIAMSCHASE HOMEOWNERS ASSOCIATION vs. PAULSEN, THOR K 10/22/2012 295 Civil Other Contract
201206121- 7
Disposed (Final)
FLATT, SHERRY vs.
PAULSEN, THOR K
1/31/2012 125 Civil Foreclosure – Other
201052571- 7
Disposed (Final)
VO, TUYET H vs. BAC HOME LOANS SERVICING LP (FKA COUNTRYWIDE HOME 8/23/2010 129 Civil DECLARATORY JUDGMENT
200529259- 7
Disposed (Final)
HARRIS COUNTY MUNICIPAL UTILITY DISTRICT vs.
STRECH, LESTER D
5/5/2005 280 Civil Tax Delinquency
199853079- 7
Disposed (Final)
COUNTRYWIDE EQUITIES LLC  vs. PAULSEN, THOR K 11/6/1998 080 Civil NOTE
199744181- 7
Disposed (Final)
TEXAS COMMERCE BANK NATIONAL ASSOCIATION vs.
PAULSEN, THOR K
8/25/1997 080 Civil NOTE
199648967- 7
Disposed (Final)
SILBERMAN CORPORATION  vs. PAULSEN, THOR K 9/24/1996 055 Civil NOTE
Case (Cause) Number Style File Date Court Case Region Type Of Action / Offense
201910864- 7
Disposed (Final)
PAULSEN, THOR vs. DE LA TORRE, AURORA RAMIRES 2/12/2019 334 Civil Trespass to Try Title
201910864A- 7
Disposed (Final)
PAULSEN, THOR vs.
DE LA TORRE, TORRES JUAN EDUARDO
2/12/2019 334 Civil SEVERANCE
201558962- 7
Disposed (Final)
PAULSEN, THOR vs. BANK OF AMERICA N A 10/5/2015 055 Civil Quiet Title
199751916- 7
Disposed (Final)
PAULSEN, THOR K  vs.
FLEXIN MANUFACTURING INC
10/17/1997 129 Civil BREACH OF CONTRACT

201680001 –

KINGS RIVER TRAIL ASSOCIATION INC vs. BANK OF NEW YORK MELLON TRUST CO

 (Court 080)

NOV 18, 2016 | REPUBLISHED BY LIT: FEB 13, 2025
FEB 13, 2025

Above is the date LIT Last updated this article.

After foreclosing in 2011 on the De La Torres mortgage and purchasing the home as a credit bid at the nonjudicial auction sale, the De La Torres remained as tenants in sufferance and filed bankruptcy which ended around 2016. In 2017, the Kingwood River HOA sued BONYM for a years assessments of $700 and this case ended in a default judgment and sale order by Sheriff.

Juan De La Torre

(11-32905)

United States Bankruptcy Court, S.D. Texas

APR 4, 2011 | REPUBLISHED BY LIT: FEB 13, 2025

Magistrate Judge Christina A. Bryan and District Judge Sim Lake Eviscerated by Fifth Circuit

The district court, in adopting the magistrate judge’s recommendation, erred in dismissing Sharnez’s § 1981, § 1982, and Title II claims.

4707 Schlipf Road is Back in Houston Federal Court, Very Temporarily

Michael Harris’s return was put on the Houston Rocket Docket re 4707 Schlipf Rd, Katy, TX 77493

We’re On It with ONITY n’ PHH in NY: Foreclosure Lawsuit Time-Barred and Mortgage Canceled

NEW YORK: The Supreme Court properly denied PHH ONITY and US Bank’s time-barred motion and canceling mortgage.

The De La Torres 2011 Nonjudicial Foreclosure Spiraled Into Several Lawsuits n’ Parties by 2025
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