Debt Collector

US Courts Blame Homeowners for the 2008 Foreclosure Crisis. No Mention of Bank Greed.

This bias article examines foreclosure case activities in U.S. district courts during the Great Recession and the subsequent recovery period.

Hank Greenberg of GT Law and Chief Judge Janet DiFiore’s Friendship Influences Foreclosure Cases

Greenberg, a former State Bar Association president, is counsel to the state’s Commission on Judicial Nomination, which screens Court of Appeals finalists....

$9 Billion in Toxic Loans and Counting

RFC reached settlements totaling approximately $9 billion, with the RMBS Trusts and several of the Monoline Insurers re packaged Toxic Loans.

When Former Bear Stearns Bankers Suggest You Sell….

Bear Stearns was an investment bank located in New York City that collapsed during the subprime mortgage crisis in 2008.

Have You Heard About The Non-Judicial Foreclosure Debt Collection Clarification Act?

The Non-Judicial Foreclosure Debt Collection Clarification Act would make any business involved in non-judicial foreclosure a debt collector.

Relying on the Words of Judge Willett and joined by Judge Elrod, the Citizens Take Action…

We urge litigants and our judicial colleagues to zealously guard the public’s right of access to judicial records—their judicial records—so "that justice...

Dallas-Based Mortgage Servicer Withdraws Wads of Cash In Unauthorized Payments from Unsuspecting Homeowners Bank Accounts

Mr. Cooper announced that due to a payment processing issue, unauthorized mortgage payments were taken from 14,000 plus borrowers’ accounts.

Post Selia Law, How’s the CFPB Cases Going?

When Did Ocwen Ditch Altisource’s Proprietary Software RealServicing for Black Knight’s Rebranded LPS Software?

The final phase of the company’s loan transfer process involved migrating from REALServicing to the Black Knight LoanSphere MSP platform.

Ocwen’s Acquisition of PHH Mortgage a Year Later is An Ugly Mess for CEO Glen Messina

Ocwen is unprofitable and has an ugly balance sheet is now operating in an unfavorable industry environment. Ocwen PHH is debt laden.

Pro Se Filers Face Capricious Clerks and Ambiguous Local Rules At the Federal Fifth Circuit

Pro se’s are being held to a higher standard than the laws and rules require and/or not being applied in a consistent...

PHH Tries To Vacuum Up Hoover’s Residence in a Void Foreclosure Sale but Judge Heston Cleans Up Their Fraudulent Behavior.

The Court concludes that the Property foreclosure sale, Deed transfer and recordation violated the automatic stay and are therefore void.

Billups v. Deutsche Bank National Trust Co. and PHH Mortgage Corp., N.D. Illinois

Billups v. Deutsche Bank National Trust Co. and PHH Mortgage Corp., N.D. Illinois (1:19-cv-05891) District Court, N.D. Illinois

The Dunns Are So Done with PHH’s Dunning Scheme

The Duns have pled a plausible claim that PHH Mortgage failed to provide an accurate payoff statement, e.g. omitting the insurance proceeds.

In Re Martin Dekom, “On Behalf of the Little People” – You’re Screwed

Dekom’s claim that defendants violated RESPA’s requirement that loan servicers respond to written inquiries about mortgages and foreclosures fails because lawyers ain't...

An Autocratic Judge and a Polarized Lawyer End this Abused Homeowner’s Case for Warranted Relief

Ocwen changed the locks on this homeowner in a time of disaster in Houston (Hurricane Harvey) and also there's the big issue...

Jackson v PHH Mortgage, S.D. Tex., Snr Judge Hoyt

PHH et al have not provided Jackson any written notice of default and opportunity to cure notice, nor informed the Jackson's of...

Revisiting MERS and the Lyin’ Words in Fifth Circuit Opinions

As for MERS being both a “nominee” and a “mortgagee”, the idea that a principal can be its own agent does not...