Michael is a senior partner in the bankruptcy department at McCalla Raymer, LLC in Atlanta, Georgia, where he assists in the bankruptcy representation for dozens of mortgage lenders and servicers nationwide.  He has been with the firm since 2004.

Before moving to the Atlanta area in 2004, Michael had a debtor practice with Bond, Botes & McCormick, P.C. in Biloxi, Mississippi and practiced civil and commercial litigation with Dukes, Dukes, Keating & Faneca, P.A. in Gulfport, Mississippi.

Michael is a native of Toronto, Canada and received his undergraduate degree from the University of Western Ontario.  He graduated from Wake Forest University School of Law in 1994 and is admitted to practice in Alabama, Arkansas, Georgia, Kansas, Mississippi, Missouri, and Tennessee.

Michael has conducted continuing legal education seminars; written numerous articles; spoken to community groups, attorneys, and servicers; and even appeared on television to discuss bankruptcy.  He has discussed the Bankruptcy Reform Bill (BAPCPA), federal regulations governing escrow accounts, and bankruptcy rule amendments in 2011 and 2016.  He has written articles on these and many other subjects.

Michael is a member of several bankruptcy organizations, including the Mississippi Bankruptcy Conference; the bankruptcy sections of the Alabama, Georgia and Tennessee bar associations; the American Bankruptcy Institute, and the National Association of Chapter 13 Trustees (associate member).

He was recently appointed to the TBA Bankruptcy Law Section Executive Council, and has served on the NACTT Mortgage Committee by helping to draft “Best Practices for Trustees and Mortgage Servicers in Chapter 13” and working with the Federal Rules Committee on the revisions to Federal Bankruptcy Rules which became effective on December 1, 2011 (i.e., Rules 3001 and 3002.1).

He also chairs the Escrow Statements Subcommittee of the NACTT MortgageWorking Group.

Since 2010 Michael has served on the Emory Bankruptcy Developments Journal Notes and Comments Advisory Committee.  Michael is also recognized by the American Board of Certification as a Consumer Bankruptcy Specialist.

In July 2014 Michael was re-elected to the board of directors for the American Legal and Financial Network (ALFN) for a second term, and in July 2016 was appointed as an at-large director.

In his spare time, Michael is an avid sports fan, especially hockey and baseball.  He has also worked for several minor league baseball and hockey teams.

John leads Rogers Townsend’s Default Services Department.

A seasoned litigator, his legal work has focused on resolution of title insurance claims, contested foreclosure matters, and property tax sale disputes. This experience provides a unique perspective to the operations of default servicing.

In his career, John has managed a wide variety of business litigation matters, and has traveled the state defending claims against lenders. In that capacity, he managed a team of lawyers concentrating on those claims.

John has served on the Executive Committee of the Richland County Bar Association for five years and is a past-president of the RCBA. John also serves the SC Bar as a volunteer Attorney to Assist for the Office of Disciplinary Counsel, as a mentor for the Lawyers Helping Lawyers program, and as section delegate for the Bar’s Consumer Law Council, the governing body of the Consumer Law Section. John serves on the firm’s Technology Steering Committee. John clerked for the Honorable J. Ernest Kinard, Jr. of the Fifth Judicial Circuit after law school.

Natalie A. Grigg is a Partner in the firm’s residential foreclosure department.  Ms. Grigg represents creditors and servicers throughout New York State in foreclosures including loss mitigation and all litigated matters.

Prior to joining Woods Oviatt, Ms. Grigg represented creditors and servicers in contested matters in Chapter 7, Chapter 11, and Chapter 13 bankruptcy proceedings throughout New York State.  She has extensive experience with litigated matters within bankruptcy and foreclosure proceedings as well as commercial litigation.

Ms. Grigg received her Juris Doctorate from the University at Buffalo Law School in May 2002 with a concentration in Civil Litigation.  She received a Bachelor of Arts degree in Psychology and Legal Studies in February 1999 from the State University of New York at Buffalo.

Kim obtained her Juris Doctor degree from Cleveland-Marshall College of Law in 1993, and received her B.A. in Legal Studies from SUNY Buffalo in 1990. She joined Keith D. Weiner & Associates Co., LPA  (KWA) in October, 1999 as the Managing Attorney for the foreclosure practice.

KWA is a mid-sized law firm AV rated by Martindale Hubbell. The Firm employs 10 attorneys and approximately 70 additional employees consisting of Firm Managers, paralegals, collectors and support personnel, and represents both local and national credit grantors, lenders and servicers in a wide range of industries.

Kim manages the representation of mortgage lenders and servicers in all aspects of mortgage default including foreclosure, bankruptcy, eviction, mediation, loss mitigation, litigation, title claim defense and REO.   She actively practices in State and Federal Courts throughout Ohio and Wisconsin and is also in-house counsel for our title company, Public Square Title Agency, LLC.

Deanne’s practice encompasses all areas of real estate law, business law, banking law and creditor’s rights.

The majority of her legal career has focused on the representation of large and small financial institutions and other creditors in residential and commercial foreclosures, loan workouts, deficiency actions and real estate-related litigation.

Deanne has significant experience negotiating and documenting loan transactions involving real estate. She drafts and negotiates leases, license agreements, cell tower leases and enjoys working with small businesses and entrepreneurs on entity formation, organization documents and contracts. In addition to her work, Deanne is active in the legal community and is a frequent author and speaker on a variety of real estate law and creditor’s rights topics.

Deanne is currently a member of the Colorado Bar Association Ethics Committee and is a liaison to the Colorado Bar Association Real Estate Section Council. In addition, Deanne is the Managing Editor of the Colorado Bar Association/CLE Colorado Real Estate Practice books and collaborates with the other authors to teach the 13-week course in real estate law to new lawyers, paralegals and other attendees.

Randall S. Miller, Randy as he is called by his friends, graduated from Michigan State University  in 1987 with a B.S. in Political Science/Pre-Law.  He earned his J.D. at the Detroit College of Law in 1992.

After spending over a decade as a trial attorney, Randy started his law firm, Randall S. Miller & Associates in 2002.  The firm is now in the States of Colorado, Illnois, Michigan, Minnesota, Wisconsin and Wyoming.

Randy is also the CEO of U.S. Default Management, a back office solutions provider, helping save servicers millions of dollars per year.

His current focus is on their new Universal Attorney Audit Platform, which benefits servicers and attorneys alike.  Schweitzer Title Agency, LTD is another of Randy’s companies, providing national title solutions, as well as handling closing/escrow matters.

He formerly sat on both the Executive Board and Executive Committee of the Association of Trial Lawyers of America, and headed its PAC Task Force.

He also served on the Executive Board of the Michigan Association for Justice.  As a member of the State Bar of Michigan Representative Assembly, an elected position that he held until being term limited out, he chaired its Drafting Committee where he had the ability to redraft Michigan’s’ attorney ethics standards.