Bankers

Melissa McLain, a Financially Delinquent HOA Attorney Becomes Rich Foreclosing on Tiny Debts

Post financial crisis, Melissa McLain went from defaulting debtor to law firm shareholder by stealing homes for a few hundred dollars debt.

WHO IS MELISSA M. MCCLAIN?

McLain’s first page of HOA lawsuits only covers 3 months in 2025. There’s hundreds of cases filed.

Menashe Matsliah of Harris County, TX was born circa 1966. On May 6, 2007, he married Melissa M. (Mclain) Matsliah—an event marked by a $12k ring purchased for the big day. Menashe couldn’t afford it, and Kay Jewelers’ lawyers failed to collect on the writ.

So, is the ring on Melissa’s finger truly hers—or just a lingering symbol of unpaid debt?

Debt seemed to follow the couple.

Together, they owed $16,000 and $13,000 to American Express. Meanwhile, Menashe faced a judge’s fury over a $43,000 business debt. His reluctance to pay nearly led to the appointment of a court receiver, but at the last moment in 2016, he negotiated a payment plan—$2,000 per month. Whether he ever fully repaid the amount remains a mystery, as no record of the debt’s resolution exists.

Fast forward to 2025

Melissa has risen to prominence as a shareholder at RMWBH, a creditor rights and HOA law firm notorious for filing hundreds of lawsuits in Harris County alone. Their objective? To secure judgments and foreclose on homes worth hundreds of thousands of dollars—all over tiny HOA debts.

The greatest home theft in American history began post-2008, and the cycle of displacement continues.

In this game of financial chess, Melissa—and by association, Menashe—have a rags-to-riches story predicated in theft of hard-working citizens and their families homesteads for greed.

Case (Cause) Number Style File Date Court Case Region Type Of Action / Offense
201011392- 7
Disposed (Final)
STERLING JEWELERS INC (DBA KAY JEWELERS) vs. MATSLIAH, MENASHE 2/21/2010 152 Civil DEBT
200979317- 7
Disposed (Final)
LVNV FUNDING LLC (A LIMITED LIABILITY COMPANY) vs.
MATSLIAH, MENASHE
12/14/2009 055 Civil BREACH OF CONTRACT
199854216- 7
Disposed (Final)
MATSLIAH, RACHEL ZAHOR  vs. MATSLIAH, MENASHE 11/6/1998 308 Family WAIVER DIVORCE
Case (Cause) Number Style File Date Court Case Region Type Of Action / Offense
202536666- 7
Active – Civil
CYPRESS POINT COMMUNITY IMPROVEMENT ASSOCIATION, I vs. HAN, STEVE 5/23/2025 270 Civil Foreclosure – Other
202536149- 7
Active – Civil
KINGS POINT TRAIL ASSOCIATION vs.
HOYT, MARIA C (AKA MARIA CHRISTINE HOYT)
5/22/2025 152 Civil Foreclosure – Other
202536150- 7
Active – Civil
KINGS POINT TRAIL ASSOCIATION vs. JONES, MICHAEL D 5/22/2025 125 Civil Foreclosure – Other
202536151- 7
Active – Civil
OAKS OF ATASCOCITA COMMUNITY IMPROVEMENT ASSOCIATI vs.
FLEMING-HENDRIX, KAREN-MARLEE ELISE
5/22/2025 152 Civil Foreclosure – Other
202536180- 7
Active – Civil
KINGS POINT TRAIL ASSOCIATION vs. HARTFIEL, DEREK A 5/22/2025 270 Civil Foreclosure – Other
202535340- 7
Active – Civil
TRAILWOOD VILLAGE COMMUNITY ASSOCIATION INC vs.
DEATHERAGE, DONNIE J
5/20/2025 164 Civil Foreclosure – Other
202535352- 7
Active – Civil
TRAILWOOD VILLAGE COMMUNITY ASSOCIATION INC vs. BURNS, SHELBY B 5/20/2025 133 Civil Foreclosure – Other
202535364- 7
Active – Civil
TRAILWOOD VILLAGE COMMUNITY ASSOCIATION INC vs.
LIN, YU-CHUAN
5/20/2025 113 Civil Foreclosure – Other
202535371- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs. GIBSON, JORDAN ANDREW 5/20/2025 151 Civil Foreclosure – Other
202535378- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs.
DELEON, PETRA
5/20/2025 011 Civil Foreclosure – Other
202535394- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs. KRUEGER, KEVIN 5/20/2025 127 Civil Foreclosure – Other
202534618- 7
Active – Civil
THE KINGWOOD LAKES SOUTH COMMUNITY ASSOCIATION INC vs.
BUMPOUS, STEPHANIE
5/16/2025 334 Civil Foreclosure – Other
202534680- 7
Active – Civil
CHAMBORD OWNERS ASSOCIATION INC vs. CHOVANEC, CAROLYN 5/16/2025 113 Civil Other Property
202534710- 7
Active – Civil
TRAILWOOD VILLAGE COMMUNITY ASSOCIATION INC vs.
PHARISS, KAITLYN FRANCES
5/16/2025 165 Civil Foreclosure – Other
202534716- 7
Active – Civil
TRAILWOOD VILLAGE COMMUNITY ASSOCIATION INC vs. KENESON, CHARLOTTE Y 5/16/2025 061 Civil Foreclosure – Other
202534743- 7
Active – Civil
TRAILWOOD VILLAGE COMMUNITY ASSOCIATION INC vs.
ARNOLD, JEANNENE F
5/16/2025 270 Civil Foreclosure – Other
202533887- 7
Active – Civil
BARKER LAKE HOMEOWNERS ASSOCIATION INC vs. CASARES, RAFAEL 5/14/2025 055 Civil Foreclosure – Other
202532908- 7
Active – Civil
ATASCOCITA FOREST COMMUNITY ASSOCIATION vs.
ARREDONDO, JOSE R
5/9/2025 129 Civil Foreclosure – Other
202532984- 7
Active – Civil
FAIRMONT PARK CENTRAL HOMEOWNERS’ ASSOCIATION vs. GARZA, ARMANDO 5/9/2025 270 Civil Foreclosure – Other
202532190- 7
Active – Civil
IMPERIAL RIDGE HOMEOWNERS ASSOCIATION INC vs.
MCKINNEY, ANGELA
5/7/2025 061 Civil Foreclosure – Other
202532232- 7
Active – Civil
ATASCA WOODS COMMUNITY ASSOCIATION INC vs. KING, MOSE 5/7/2025 125 Civil Foreclosure – Other
202532035- 7
Active – Civil
IMPERIAL RIDGE HOMEOWNERS ASSOCIATION INC vs.
VALCIN, YVIN
5/6/2025 127 Civil Foreclosure – Other
202532042- 7
Active – Civil
IMPERIAL RIDGE HOMEOWNERS ASSOCIATION INC vs. GARCIA, LORI 5/6/2025 157 Civil Foreclosure – Other
202532070- 7
Active – Civil
CYPRESS POINT COMMUNITY IMPROVEMENT ASSOCIATION, I vs.
PATEL, YAMINIBEN
5/6/2025 164 Civil Foreclosure – Other
202531413- 7
Active – Civil
FAIRMONT PARK WEST COMMUNITY IMPROVEMENT ASSOCIATION vs. CLIFTON, HEATHER RENEE 5/5/2025 334 Civil Foreclosure – Other
202531437- 7
Active – Civil
CYPRESS POINT COMMUNITY IMPROVEMENT ASSOCIATION, I vs.
RAMSEY, ELAINE H.
5/5/2025 080 Civil Foreclosure – Other
202531471- 7
Active – Civil
KINGS CROSSING PATIO HOME OWNER’S ASSOCIATION vs. BRUBAKER, DOREEN 5/5/2025 295 Civil Other Property
202531508- 7
Active – Civil
AUBURN LAKES HOMEOWNERS ASSOCIATION INC vs.
WHITE, MAURIO
5/5/2025 295 Civil Foreclosure – Other
202530902- 7
Active – Civil
GESSPORT PATIO HOMES OF FONDREN SOUTHWEST HOMEOWNERS’ ASSOCIATION INC vs. BALTAZAR, MARLENE 5/1/2025 189 Civil Foreclosure – Other
202529518- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs.
CASSIDY, COURTNEY
4/28/2025 125 Civil Foreclosure – Other
202529520- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs. LEE, WAYLON ODIS 4/28/2025 164 Civil Foreclosure – Other
202528541- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs.
HASLAM, JACK H
4/23/2025 334 Civil Foreclosure – Other
202528542- 7
Disposed (Final)
BEAR BRANCH TRAIL ASSOCIATION vs. SOROLA, REYNALDO P 4/23/2025 152 Civil Foreclosure – Other
202528572- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs.
MCDANIEL, MARK GLENN AKA MCDANIEL, MARK G.
4/23/2025 189 Civil Foreclosure – Other
202528578- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs. SMITH, JUSTIN ZACHARY 4/23/2025 080 Civil Foreclosure – Other
202528592- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs.
LESHER, JASON SCOTT
4/23/2025 333 Civil Foreclosure – Other
202528003- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs. WATSON, BRYAN R 4/22/2025 129 Civil Foreclosure – Other
202528006- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs.
GARNER, BILLY RAY (JR)
4/22/2025 334 Civil Foreclosure – Other
202528022- 7
Active – Civil
BEAR BRANCH TRAIL ASSOCIATION vs. SUSTAITA, AMARIS NICOLE 4/22/2025 281 Civil Foreclosure – Other
202528024- 7
Disposed (Final)
BEAR BRANCH TRAIL ASSOCIATION vs.
WATSON, JOSEPH
4/22/2025 152 Civil Foreclosure – Other
202526774- 7
Ready Docket
ENCLAVE AT OLDE OAKS COMMUNITY ASSOCIATION INC (TH vs. OWODUNNI, ADEYINKA B 4/16/2025 157 Civil Foreclosure – Other
202526574- 7
Active – Civil
OAKS OF ATASCOCITA COMMUNITY IMPROVEMENT ASSOCIATION vs.
RODRIGUEZ-CASTINADO, BENJAMIN F
4/15/2025 011 Civil Foreclosure – Other
202525998- 7
Active – Civil
ATASCA WOODS COMMUNITY ASSOCIATION INC vs. KHAN, JAWED 4/14/2025 061 Civil Foreclosure – Other
202526192- 7
Active – Civil
ATASCA WOODS COMMUNITY ASSOCIATION, INC. vs.
BISTANY, JEFFREY S
4/14/2025 133 Civil Foreclosure – Other
202526216- 7
Active – Civil
GESSPORT PATIO HOMES OF FONDREN SOUTHWEST HOMEOWNE vs. GUZMAN, STEPHANIE 4/14/2025 189 Civil Foreclosure – Other
202526230- 7
Active – Civil
OAKS OF ATASCOCITA COMMUNITY IMPROVEMENT ASSOCIATION vs.
LUCK, TARA M
4/14/2025 133 Civil Foreclosure – Other
202525636- 7
Disposed (Final)
HIGHLAND CREEK RANCH HOMEOWNERS ASSOCIATION, INC. vs. MONARREZ, ANTONIO 4/11/2025 269 Civil Foreclosure – Other
202525652- 7
Active – Civil
HIGHLAND CREEK RANCH HOMEOWNERS ASSOCIATION INC vs.
CATLIN, GLENN H.
4/11/2025 127 Civil Foreclosure – Other
202525856- 7
Active – Civil
ROYAL BROOK COMMUNITY ASSOCIATION vs. THIGPEN, BRITTNEY 4/11/2025 061 Civil Foreclosure – Other
202525214- 7
Disposed (Final)
AUBURN LAKES HOMEOWNERS ASSOCIATION INC vs.
WALLNER, JANET
4/10/2025 080 Civil Foreclosure – Other
202525239- 7
Active – Civil
AUBURN LAKES HOMEOWNERS ASSOCIATION INC vs. GONZALEZ, JOSE LUIS 4/10/2025 215 Civil Foreclosure – Other
202525249- 7
Disposed (Final)
CYPRESS POINT COMMUNITY IMPROVEMENT ASSOCIATION INC vs.
ESPINO, JOHN
4/10/2025 165 Civil Foreclosure – Other
202524251- 7
Active – Civil
SOUTHDOWN VILLAGE COMMUNITY ASSOCIATION, INC. vs. RIZZO, NICHOLAS P 4/8/2025 165 Civil Foreclosure – Other
202524428- 7
Disposed (Final)
AUBURN LAKES HOMEOWNERS ASSOCIATION, INC. vs.
HAWKINS, RYAN
4/8/2025 055 Civil Foreclosure – Other
202524430- 7
Active – Civil
AUBURN LAKES HOMEOWNERS ASSOCIATION INC vs. ARMENTA, GUADALUPE B 4/8/2025 061 Civil Foreclosure – Other
202524439- 7
Active – Civil
AUBURN LAKES HOMEOWNERS ASSOCIATION INC vs.
LEE, GLENDA N.
4/8/2025 113 Civil Foreclosure – Other
202524069- 7
Active – Civil
HIGHLAND CREEK RANCH HOMEOWNERS ASSOCIATION INC vs. PEREZ, WILBER A 4/7/2025 061 Civil Foreclosure – Other
202524083- 7
Disposed (Final)
HIGHLAND CREEK RANCH HOMEOWNERS ASSOCIATION INC vs.
ALCALA, NORA ARLENE
4/7/2025 270 Civil Foreclosure – Other
202524085- 7
Active – Civil
HIGHLAND CREEK RANCH HOMEOWNERS ASSOCIATION INC vs. VENTURA, HERALDO E 4/7/2025 334 Civil Foreclosure – Other
202524108- 7
Ready Docket
HIGHLAND CREEK RANCH HOMEOWNERS ASSOCIATION INC vs.
CANDELARIO, HECTOR
4/7/2025 270 Civil Foreclosure – Other
202524128- 7
Disposed (Final)
HIGHLAND CREEK RANCH HOMEOWNERS ASSOCIATION INC vs. GUEVARA, LUIZ ALBERTO 4/7/2025 295 Civil Foreclosure – Other
202523578- 7
Active – Civil
ATASCOCITA FOREST COMMUNITY ASSOCIATION vs.
HERNANDEZ, JENNIFER K
4/4/2025 164 Civil Foreclosure – Other
202523647- 7
Active – Civil
OAKS OF ATASCOCITA COMMUNITY IMPROVEMENT ASSOCIATI vs. TAIT, EMILY 4/4/2025 334 Civil Foreclosure – Other
202523652- 7
Active – Civil
OAKS OF ATASCOCITA COMMUNITY IMPROVEMENT ASSOCIATI vs.
BLANKENSHIP, LANA K
4/4/2025 215 Civil Foreclosure – Other
202523659- 7
Active – Civil
FAIRMONT PARK WEST COMMUNITY IMPROVEMENT ASSOCIATION INC vs. RUNNELLS, ERIC T 4/4/2025 080 Civil Foreclosure – Other
202522928- 7
Active – Civil
KINGS POINT TRAIL ASSOCIATION vs.
MCCARTHY, JASON ELWOOD
4/3/2025 270 Civil Foreclosure – Other
202523065- 7
Active – Civil
KINGS POINT TRAIL ASSOCIATION vs. KENNY, CINDY A 4/3/2025 129 Civil Foreclosure – Other
202523081- 7
Ready Docket
ATASCOCITA FOREST COMMUNITY ASSOCIATION vs.
ALDERS, PAULA C
4/3/2025 127 Civil Foreclosure – Other
202522691- 7
Active – Civil
ATASCOCITA FOREST COMMUNITY ASSOCIATION vs. MORALES, GEORGE 4/2/2025 011 Civil Foreclosure – Other
202521744- 7
Active – Civil
NAVIGATION VILLAGE HOMEOWNERS ASSOCIATION INC vs.
ST CYRE, DESTINY B
3/31/2025 129 Civil Foreclosure – Other
202521770- 7
Disposed (Final)
KINGWOOD GREENS VILLAGE COMMUNITY ASSOCIATION INC. vs. LEON, BECKI RENEE 3/31/2025 295 Civil Foreclosure – Other
202521783- 7
Active – Civil
ATASCOCITA FOREST COMMUNITY ASSOCIATION vs.
ASH, JEWELL D
3/31/2025 151 Civil Foreclosure – Other
202519763- 7
Disposed (Final)
ATASCA WOODS COMMUNITY ASSOCIATION INC vs. JACKSON, GREGORY 3/24/2025 164 Civil Foreclosure – Other
202518446- 7
Active – Civil
ATASCOCITA FOREST COMMUNITY ASSOCIATION vs.
GOMEZ, ANGELA MARIE
3/19/2025 295 Civil Foreclosure – Other
202518456- 7
Disposed (Final)
LAKEWOOD OAKS ESTATES HOMEOWNERS ASSOCIATION INC vs. ADSERO, CHARLOTTE 3/19/2025 011 Civil Foreclosure – Other
202518468- 7
Disposed (Final)
ATASCOCITA FOREST COMMUNITY ASSOCIATION vs.
WILLIAMS, BARBARA J
3/19/2025 333 Civil Foreclosure – Other
202518326- 7
Disposed (Final)
CYPRESS POINT COMMUNITY IMPROVEMENT ASSOCIATION INC vs. TAYLOR, CYNTHIA A 3/18/2025 165 Civil Foreclosure – Other
202518328- 7
Disposed (Final)
ATASCOCITA FOREST COMMUNITY ASSOCIATION vs.
LINDELL, LUZ M. A/K/A LUZ MADERA
3/18/2025 061 Civil Foreclosure – Other
202518394- 7
Active – Civil
HIGHLAND CREEK RANCH HOMEOWNERS ASSOCIATION INC vs. PEREZ, HUGO ALBERTO 3/18/2025 295 Civil Foreclosure – Other
202518425- 7
Active – Civil
TULANE PARK TOWNHOME ASSOCIATION INC vs.
DIGREGORIO, MATTHEW
3/18/2025 113 Civil Foreclosure – Other
202515311- 7
Disposed (Final)
ROYAL BROOK COMMUNITY ASSOCIATION vs. ROHITAS, SULEKHA 3/6/2025 190 Civil Foreclosure – Other
202515318- 7
Active – Civil
ROYAL BROOK COMMUNITY ASSOCIATION vs.
GUZMAN, JENNIFER M
3/6/2025 269 Civil Foreclosure – Other
202515323- 7
Active – Civil
ROYAL BROOK COMMUNITY ASSOCIATION vs. CUI, AMANDA 3/6/2025 125 Civil Foreclosure – Other
202515246- 7
Active – Civil
ROYAL BROOK COMMUNITY ASSOCIATION vs.
PENNISON, JOSHUA JAMES
3/5/2025 295 Civil Foreclosure – Other
202515521- 7
Active – Civil
ROYAL BROOK COMMUNITY ASSOCIATION vs. RUTKOWSKI, MICHAEL D 3/5/2025 055 Civil Foreclosure – Other
202514869- 7
Active – Civil
ROYAL BROOK COMMUNITY ASSOCIATION vs.
GONZALEZ, CARLOS
3/4/2025 113 Civil Foreclosure – Other
202514883- 7
Active – Civil
TULANE PARK TOWNHOME ASSOCIATION INC vs. GARRISON, MADISON M 3/4/2025 113 Civil Foreclosure – Other
202514164- 7
Disposed (Final)
ROYAL BROOK COMMUNITY ASSOCIATION vs.
OGWUMIKE, GRACE NKIRUKA
3/3/2025 334 Civil Foreclosure – Other
202514213- 7
Disposed (Final)
ROYAL BROOK COMMUNITY ASSOCIATION vs. DE LUNA, DANIELLA ARAIZA 3/3/2025 157 Civil Foreclosure – Other
202514363- 7
Disposed (Final)
ROYAL BROOK COMMUNITY ASSOCIATION vs.
SHAW, BILLY E (JR)
3/3/2025 151 Civil Foreclosure – Other
202511921- 7
Ready Docket
CYPRESSWOOD GLEN PROPERTY OWNERS ASSOCIATION vs. FLORES, CESAR 2/21/2025 270 Civil Foreclosure – Other
202511929- 7
Active – Civil
ATASCOCITA FOREST COMMUNITY ASSOCIATION vs.
DICICCO, CHRISTOPHER A
2/21/2025 189 Civil Foreclosure – Other
202511301- 7
Ready Docket
FOSTERS MILL VILLAGE COMMUNITY ASSOCIATION vs. HOYT, MARIA C (AKA MARIA CHRISTINE HOYT) 2/19/2025 061 Civil Foreclosure – Other
202511305- 7
Active – Civil
IMPERIAL RIDGE HOMEOWNERS ASSOCIATION, INC. vs.
CREWS, ROBERT
2/19/2025 295 Civil Foreclosure – Other
202511445- 7
Active – Civil
SOUTHWOOD PLACE PROPERTY OWNERS’ ASSOCIATION INC vs. IMPACT SOLUTIONS LLC 2/19/2025 151 Civil Foreclosure – Other
202511061- 7
Disposed (Final)
BEAR BRANCH VILLAGE COMMUNITY ASSOCIATION vs.
SCOTT, BOBBY
2/18/2025 125 Civil Foreclosure – Other
202511093- 7
Active – Civil
BEAR BRANCH VILLAGE COMMUNITY ASSOCIATION vs. SCOTT, BOBBY 2/18/2025 334 Civil Foreclosure – Other
202511193- 7
Active – Civil
SOUTHWOOD PLACE PROPERTY OWNERS’ ASSOCIATION INC vs.
ROMAN, NORMA N
2/18/2025 333 Civil Foreclosure – Other
202510755- 7
Disposed (Final)
ATASCOCITA FOREST COMMUNITY ASSOCIATION vs. RODRIQUEZ, ANDRES (II) 2/17/2025 080 Civil Foreclosure – Other
202510842- 7
Active – Civil
BEAR BRANCH VILLAGE COMMUNITY ASSOCIATION vs.
BROOKS, HUNTER TERRY
2/17/2025 234 Civil Foreclosure – Other

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Melissa McLain, a Financially Delinquent HOA Attorney Becomes Rich Foreclosing on Tiny Debts
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