Debt Collector

First Portfolio Ventures I and Javitch Block LLC’s Debt Buying and Lawsuits in Texas Unraveled

The system employed by the debt buyer Plaintiff by hiring a bonded Texas lawyer does not eradicate the need for a Surety Bond in Texas.




SEP 27, 2022 | REPUBLISHED BY LIT: SEP 29, 2022
May 9, 2023

Last visit/update by LIT

Despite serving defendant and no answer received;


No Movement, Answer, Request for Default since citation executed per Oct. 14 filing.

No Movement, Answer, Request for Default since citation executed per Oct. 14 filing.

No Movement, Answer, Request for Default as at Nov. 11, 2022

How Difficult is it Texas to Do a 3rd Party Debt Collector Surety Bond Check with the TX Secretary of State?

Answer: It wouldn’t be difficult at all, but it would mean lawyers complying with Texas law and courts having to apply the law, something they refuse to do.


Watch this video, it is the exact scenario here. First Portfolio is the Plaintiff, who does not hold an active Surety bond in Texas. They hire lawyers Javitch Block, who are actively bonded in Texas, so the Plaintiff thinks this is enough to get around the bond requirement, per Texas Finance Code 392. They are wrong.

Javitch Block, LLC, does have an Active Surety Bond in Texas.

First Portfolio Ventures I, LLC is a debt buyer, a 3rd party debt collector who is required  by Texas law to have an ACTIVE Surety Bond in Texas before suing you. They don’t.

First Portfolio Ventures I, LLC sues consumers, like Tara Butler in this case, that default on balances that they purchased for pennies on the dollar.

They make money by collecting more than they paid for the debt and counting on the fact that you will not respond or show up to court.

If you do not then they may take a default judgment against you.

When you visit the State Bar of Texas profile for Baxter, she is proving no firm information, website or telephone number. That’s a red flag. The complaint she is submitting on behalf of First Portfolio Ventures I, LLC, is via the firm Javitch Block, LLC. Here’s how they describe themselves on their website;

Javitch Block LLC is a law firm concentrating in the area of creditor representation.

Our primary representation is in Collections and Insurance Subrogation.

The Collections Practice includes recovery of all types of debts, including credit card, installment loans, taxes, student loans, rent, commercial accounts receivable, and purchased debt.

The Insurance Subrogation Practice includes recovery of insured and uninsured, auto and property claims, in all amounts.

To support these two main endeavors, JB has the talent to represent creditors in Bankruptcy matters, Eviction matters, Foreclosure of real estate, Replevin of personal property, Litigation of contract disputes, and Defense against Consumer lawsuits.

With over 20 years of providing excellent service, our mission continues to be to develop and maintain a personal working relationship with every client and to provide excellence in the quality of our work, responsiveness to the needs of our clients, and quality services at reasonable fees.

On Javitch Block’s attorney roll, Baxter’s bio is provided;

Kyla Baxter

Associate, Houston, TX

Kyla Baxter joined Javitch Block LLC in 2020 as an Associate Attorney concentrating on consumer collections.

Kyla graduated from Angelo State University in 2011 with a Bachelors of Arts in English. She then went on to earn her J.D. from Thurgood Marshal School of Law in 2015.

She is admitted to practice in Texas and Southern District of Texas.

Kyla Baxter is 33 years old, residing at 11621 Sunny Creek Ln, Manor, TX 78653

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Judge Tami Craft’s colorful past and present conduct is disqualifying in nature according to the rules of judicial conduct.

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One problem is that they are suing to collect alleged delinquent debts in Texas, but their selected law firms are in violation of Texas laws.

First Portfolio Ventures I and Javitch Block LLC’s Debt Buying and Lawsuits in Texas Unraveled
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