A Legal Guide to Foreclosure Laws in both State and Federal Courts in Texas

Foreclosure Laws Texas: An essential guide for those homeowners who are having trouble making mortgage payments and need resources and help.


A legal research guide on the state and federal laws for foreclosure.

General Information

Note Foreclosure procedures may be impacted by the COVID-19 pandemic. Please see the Homeowners page on the COVID-19 & Texas Law research guide for current information related to COVID-19 and foreclosure.

About This Guide

This guide was created to provide information about the state and federal laws on foreclosure. Below you will find links to the text of Texas and federal law governing mortgages, resources that explain these laws in “plain English”, and information on who to contact if you are facing foreclosure.

Texas and Federal Law

Below you will find references to areas of the Texas Property Code and federal law that govern foreclosure and issues related to foreclosure. If you find these statutes difficult to understand, you may want to view the “plain English” resources on this page or speak to an attorney.

Explained in “Plain English”

Because Texas and federal law may not be easy to understand, below you’ll find a collection of resources that help to explain the law in “plain English.”

Who Can I Contact?

Please include any information on guide specific state agencies or organizations in this box.

E-Books from the Texas State Law Library

If you have a library account in good standing, you can check out an OverDrive e-book title or access our remote databases. Don’t have a library account? Texas residents can register for a library account from home! Learn more about how to register from home.

Below are e-book titles that may help you with your research on foreclosure.

The foreclosure survival guide : keep your house or walk away with money in your pocket [electronic resource]

Cover Art

Federal Judge Asserts Texas Foreclosure Defense Lawyer’s Repetitive Filings Are Beyond A Joke

Texas lawyer Juan Angel Guerra is no stranger to the law, both sides of it. However, his days as a foreclosure defense lawyer appear bleak.

The Chief Priscilla ‘Foreclosure Queen’ Owen’s Accelerating Relationship with Mortgage Servicer Ocwen

Judge Priscilla Owen is involved in most of the 3-panel opinions in 2021 related to foreclosure appeals, representing Wall St. and taking properties as Chief executioner.

Indiana is Well Served by Foreclosure Defense Lawyer Chase Haller of the Neighborhood Christian Legal Network

Haller, Foreclosure Defense Lawyer, Indiana: I do not think the average person understands how severe the housing crisis is in Indianapolis.

Cover Art

Books at the Texas State Law Library

Below are some of the library resources that can provide further guidance on this topic. The Texas State Law Library has many other resources in addition to the highlights we present below. Please call us at (512) 463-1722 if you have any questions about these materials.

Foreclosure defense : a practical litigation guide

A Legal Guide to Foreclosure Laws in both State and Federal Courts in Texas
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Laws In Texas is a blog about the Financial Crisis and how the banks and government are colluding against the citizens and homeowners of the State of Texas and relying on a system of #FakeDocs and post-crisis legal precedents, specially created by the Court of Appeals for the Fifth Circuit to foreclose on homeowners around this great State. We are not lawyers. We do not offer legal advice. We are citizens of the State of Texas who have spent a decade in the court system in Texas and have been party to during this period to the good, the bad and the very ugly.

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